网上自动申请医疗保险及报价 请按下列连结,如有须要请电626-280-4879
Global Medical Insurance的Silver Plan
假如你不长住美国(六个月以内),但工作生活在美国之外,特别推荐鲜为人知的国际医疗保险(Global Medical Insurance)计划。
优点:*全世界无国籍受保$5百万,美加80%(Max Co-Pay $1,000)美加以外100%。
*住院费Max $600/日
*住院过夜津贴$100/ 夜*人
*加护病房Max $1,500/日
*手术URC (合理、常规性)
*化验测试URC
*紧急医疗疏散费Max $50K
*当地救护车Max$1500
*新生儿首月免费受保$70×3
*处方药URC
*全家每年自付额$250×3
*器官移植$250K
*24小时全球Collect Call中文服务
*北京(7)、长春、长沙、成都、大连、东莞、广州、杭州、昆明、拉萨、南京、青岛、齐齐哈尔、上海(14)、沈阳、深圳、石家庄、天津、文昌、无锡、厦门、西安等城市已有签约医院与医生。
*网上投保、理赔
缺点:*老毛病(Pre-existing)头二年不保
*生孩子另加保费
*非指定医院/医生需填表理赔
*全年短住美加
All above coverage must base on English Version
1. 全球计划
年保费年龄 | 年自付额Deductible $250,美加地区Deductible $125, with 20% co-pay | |
男 | 女 | |
14天~9岁 | 头两个孩子免费 | |
10~18岁 | 317 | 317 |
19~24岁 | 718 | 895 |
25~29岁 | 758 | 1020 |
30~34岁 | 848 | 1128 |
35~39岁 | 950 | 1333 |
40~44岁 | 1202 | 1463 |
45~49岁 | 1339 | 1614 |
50~54岁 | 1635 | 1796 |
55~59岁 | 1976 | 1976 |
60~64岁 | 2909 | 2738 |
2. 除美加之外的全球计划
年保费年龄 | 年自付额Deductible $250With 0% co-pay | 半年自付额Deductible $250With 0% co-pay | 季自付额Deductible $250With 0% co-pay | 月自付额Deductible $250With 0%co-pay | ||||
男 | 女 | 男 | 女 | 男 | 女 | 男 | 女 | |
14天~9岁 | 头两个孩子免费 | 头两个孩子免费 | 头两个孩子免费 | 头两个孩子免费 | ||||
10~18岁 | 238 | 236 | 131 | 130 | 67 | 66 | 24 | 24 |
19~24岁 | 539 | 671 | 297 | 718 | 151 | 188 | 54 | 67 |
25~29岁 | 569 | 766 | 313 | 422 | 160 | 215 | 57 | 77 |
30~34岁 | 636 | 846 | 350 | 466 | 350 | 237 | 64 | 85 |
35~39岁 | 714 | 1000 | 393 | 555 | 200 | 280 | 71 | 100 |
40~44岁 | 901 | 1098 | 496 | 569 | 252 | 308 | 90 | 110 |
45~49岁 | 1004 | 1211 | 553 | 665 | 281 | 339 | 100 | 121 |
50~54岁 | 1226 | 1347 | 675 | 741 | 343 | 377 | 123 | 135 |
55~59岁 | 1482 | 1482 | 815 | 815 | 415 | 415 | 148 | 148 |
60~64岁 | 2182 | 2054 | 1200 | 1130 | 611 | 575 | 218 | 205 |
What is Travel Insurance?Travel insurance protects a traveler’s vacation cost against cancellation and interruption while also providing medical, lost or damaged property and travel delay coverage. Travelers are reimbursed if they have to cancel or interrupt their travel, they are also covered should the need arise for emergency medical treatment, medical evacuation and a number of other situations.Travel insurance can be broken down into the following major categories: Trip Cancellation – Reimburses travelers unable to take their trip due to Illness or death (of the traveler or a family member), weather, airline strikes, terrorism, bankruptcy, becoming unemployed, jury duty or their home being rendered uninhabitable due to fire/flood etc.Trip Interruption – Reimburses travelers if they have to cut short their trip due to Illness or death (of the traveler or a family member), weather, airline strikes, terrorism, bankruptcy, becoming unemployed, jury duty or their home being rendered uninhabitable due to fire/flood etc. Medical/Health – Reimburses medical and emergency dental costs. Almost all travel insurance plans work by reimbursing the traveler after they have paid locally for treatment. Claims are usually paid within 7 to 10 days. Pre-Existing conditions are covered by most policies if the policy is purchased within (at the most) 21 days from the date the traveler made the first trip payment (deposit). Medical Evacuation – Provides emergency transportation to either a local hospital in the event the traveler is unable to get there by themselves or back to a hospital near the travelers home. If family members are covered on the same policy they can return home also. Accidental Death – This coverage is split into 3 parts – Air Flight Accident – Covers death or dismemberment during an air flight only. Usually provides the highest amount of coverage due to a lower risk. Common Carrier – Covers death or dismemberment while traveling on public transport such as, plane, ferry, train, bus or taxi. Accidental Death – Covers death or dismemberment at any time on your trip. Usually provides the lowest amount of coverage due to a higher risk. Travel Delay – Reimburses travelers for hotel, food or clothing expenses in the event of a flight delay. Some plans also cover costs associated with catching up to a cruise should a delay cause the traveler to miss embarkation. Baggage Loss – Reimburses travelers for lost, stolen or damaged personal items. This coverage is usually for the duration of the trip and not confined to baggage damaged or lost by the airline. There are two policy limits, total claim and per item maximum. Some policies also place limits on the type of items that can be claimed for such as jewelry, laptops and sporting goods. Rental Car Damage – Reimburses travelers for damage or loss to a rental vehicle. It is designed to allow the traveler to decline CDW (collision damage waiver) coverage offered by the car rental companies. Liability coverage should still be purchased through the car rental company. Rental Car Damage coverage is also often included with the credit card used to pay for the car rental which is often identical to the coverage provided in the policy. Purchase Insurance Online Purchase any of these plans quickly and easily with your credit card
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